Have you or someone you know been in a motorcycle accident? Are you looking to purchase a motorcycle, or you just did and want to be prepared? If you answered yes to any of those questions, you’ll want to know what to do should an accident occur and how to file a motorcycle accident claim.
Accidents can happen to anyone, even when being safe, so it’s important to know what to do. Dealing with insurance and complicated procedures after accidents can be overwhelming, but it can get you the necessary and deserved compensation for what happened.
Here are the steps to take.
Get Covered
If you know everything to do after an accident, you’ll be more prepared even if you never have an accident. Riding a motorcycle is exhilarating and fun, but it can also be dangerous, especially if other drivers don’t know how to drive with a bike on the road. No doubt you’ll be riding with insurance, but also be sure to know what your insurance covers so you can receive compensation.
Filing a Motorcycle Accident Claim
Should you experience an accident, the first thing you need to know is what kind of claim you need to file. The two main types of claims are a personal injury claim and a property damage claim.
Personal Injury Claim
If you got hurt in the accident and another driver was responsible, or if there is joint responsibility, you need to file a motorcycle accident personal injury claim. This type of claim can help compensate for medical bills and cover the cost of healing your injuries.
Whether you need to have a specific type of insurance coverage for this claim can depend on the state you live in. Be sure to check on your state laws about what you might need so you can be covered with a personal injury claim.
Property Damage Claim
A property damage claim will cover the damage done to your bike in the event of an accident. This might be filed with your insurance company if you have collision insurance or filed with the at-fault driver’s insurance company.
The average compensation for a motorcycle accident from a claim will depend on the damage done, who was at fault, and how much repairs both to you and your bike will cost.
What You Need
Before you run off to a motorcycle accident claims attorney, you need to get a few things right after an accident to have with you. Be sure to collect all medical bills and other costs, photos from the accident, contact information from everyone involved and their insurance companies. You will also want to see if there is surveillance footage, if possible, and get any police report made public about the incident.
When you have gathered all of these, you are ready to begin filing a motorcycle accident claim. It is a good idea to work with a motorcycle accident claims attorney, as they will have the needed knowledge and experience to make sure you received the motorcycle accident claim amounts you’re entitled to.
Ride Safe, Ride Prepared
Before you hit the open road on your bike, be sure you are ready with what you might need to file a motorcycle accident claim. After an accident, there is a lot to do before you can file a proper claim, so knowing what you need is the best way to be prepared.
When you feel confident you know this process, you’ll be ready to ride. Be safe, have fun, and if you found this article helpful, you can check out our other posts for more useful legal tips.
