Commuting via private vehicle, especially a car is safe than ever. Technology advancement in the automobile sector has made cars a safer option to drive. On the contrary, there is a constant rise in car accidents and the number of complaints filed against insurance companies. They don’t tend to decrease.
Most of us think that car accidents happen only because of the other guy driving rashly. Unfortunately, there are many reasons for it. It might be using a cell phone while driving, failing to obey traffic rules, or driving under the influence of drugs and alcohol. Whatever the case may be, an average driver in Washington is involved in 3-4 car accidents during their lifetime.
After the accident, you must know how to deal with the drivers at fault, the witness, insurance claim rules, and state laws. However, there are some immediate steps to follow after a car accident. In terms of claim settlement, connect with a Spokane personal injury attorney to get claims settled easily.
Stop and Call 911 For Help:
Car accidents can cause property damage and personal injuries. If you are physically able, check the accident spot to report any injuries. Call 911 and inform the operator about the location, description of the scene, and any injuries. Police officers and paramedics team will arrive at the location as soon as possible for assistance.
Collect As Much As Evidence Possible:
Accidents happen in a moment and there are high chances for the evidence to distort. One should collect details like
- Full names of the people in the car
- Addresses (Personal and official)
- Email ID
- Telephone/mobile numbers
- Date of birth of the driver and other person (if any) in the car
- Driver’s license number
Other vehicle details like:
- Model and Year of the vehicle
- License plate number
- Registration expiration date
- Vehicle Identification Number (VIN)
Photographs and videos are necessary. The images should clarify drivers, passengers, pedestrians, cyclists, and even police officers. They help in supporting your insurance claims in the future. That is the major evidence.
Report the Accident To Law Enforcement:
You must file a written report within four working days. If the law enforcement team is present on the site, you are exempted from filing a report. The report must be submitted to the City’s Chief of Police, County Sheriff, or State Patrol. There is a Collision Record Section (CRS) maintained on the website from where you can get a copy of your report.
Report To Your Insurance Company:
The auto insurance policy is a contract between the insured and the insurer that binds the insurer to cover the loss damaged to the car. It is also obligatory by the insurer end to cooperate in the investigation. Initiate the insurance claim process after you report.
Consult An Injury Attorney:
If the insurance company refuses to pay you the claim amount; consult a car accident attorney who will fight for you. They help in receiving full and fair compensation or the claim amount for your losses.
