Workers expect that if they’re injured on the job, your workers comp0ensation will take care of you. That’s not always the case. Insurance companies are in the business of making money, and they’ll try to pay as little as possible. An Iowa workers compensation lawyer will tell you that a majority of claims are denied initially.
Why are claims denied, and what are your rights under the law in Iowa?
Why Claims are denied
There are three main reasons that claims are denied initially. Either the claimant had a pre-existing condition, they filing deadline was missed or the injury happened away from the worksite. About half of all claims that were turned down are approved upon appeal. When you have a lawyer, your chances of getting compensation for your injury increases, and the claim amounts are higher.
What Does a Workers Compensation Attorney do for You?
Hiring an experienced workers comp attorney provides you with an advocate who knows how the system works. Depending on how long your lawyer has been in practice, they’ve likely come across most circumstances and know how to prepare a winning case.
Your lawyer can:
– Answer questions you have about your case and the legal process – Gather medical evidence – Find medical experts to testify about your injury – Make sure you have the correct documentation, and that it’s filed on time – Negotiate with insurance companies – Represent your interests in court
What to Look for in a Lawyer
When it comes to getting a settlement, not any old lawyer will do. You need someone who knows federal and Iowa state workers compensation law, who has a positive attitude and a track record of successful litigation.
Claimants who go into a worker compensation appeals hearing with representation are approved at a higher rate, and their awards are typically higher than those who go through the process on their own. If you feel that your claim was turned down for no reason, a competent workers compensation lawyer in Iowa will help you get the settlement you deserve.